Commutation of Pension Calculator – New Pay Commission Updates

7th CPC Commutation Table for CG Employees

7th CPC New Table for Commutation of Pension

Commutation Tables for Central Government Employees

Age	Factor	Age	Factor	Age	Factor
20	9.188	41	9.075	62	8.093
21	9.187	42	9.059	63	7.982
22	9.186	43	9.040	64	7.862
23	9.185	44	9.019	65	7.731
24	9.184	45	8.996	66	7.591
25	9.183	46	8.971	66	7.431
26	9.182	47	8.943	68	7.262
27	9.180	48	8.913	69	7.083
28	9.178	49	8.881	70	6.897
29	9.176	50	8.846	71	6.703
30	9.173	51	8.808	72	6.502
31	9.169	52	8.768	73	6.296
32	9.164	53	8.724	74	6.085
33	9.159	54	8.678	75	5.872
34	9.152	55	8.627	76	5.657
35	9.145	56	8.572	77	5.443
36	9.136	57	8.512	78	5.229
37	9.126	58	8.446	79	5.018
38	9.116	59	8.371	80	4.812
39	9.103	60	8.287	81	4.611
40	9.090	61	8.194	–	–

* Age next birthday.

COMMUTATION OF PENSION: Armed Forces Personnel shall be entitled to commute for a lump sum payment upto 50% of their pension. The revised Table of Commutation Value for Pension will be used for all commutations of pension, which become absolute on or after 02.09.2008

Auth : MoD letter No 17(4)/2008/(2)/D(Pen/Policy) dated 12 Nov 2008 & GoI, MoD (DESW) letter No.17(02)/2016-D(Pen/Pol) dated 04 Sep 2017

Commutation Calculator for CG Employees (Updated June 2018)

Calculation of Commutation of Pension: A Central Government servant has an option to commute a portion of pension, not exceeding 40% of it, into a lump sum payment.

No medical examination is required if the option is exercised within one year of retirement. If the option is exercised after expiry of one year, he/she will have to under-go medical examination by the specified competent authority.

Lump sum payable is calculated with reference to the Commutation Table. The monthly pension will stand reduced by the portion commuted and the commuted portion will be restored on the expiry of 15 years from the date of receipt of the commuted value of pension.

Dearness Relief, however, will continue to be calculated on the basis of the original pension (i.e. without reduction of commuted portion).

The formula for arriving for commuted value of Pension (CVP) is
CVP = 40 % x Commutation factor* x 12

* The commutation factor will be with reference to age next birthday on the date on which commutation becomes absolute as per the New Table annexed to the CCS (Commutation of Pension) Rules, 1981. [Click to view the Commutation Table]

We provide here a simple calculator to calculate your commutation amount after regular retirement (60 Years)…

Commutation Value Pension Calculator for CG Employees
Last Month Pay or Average of Last 10 months Emoluments
Percentage of Commutation(Max. 40%)

[Note: All the figures are indicative]